Legal & Regulatory Documentation

Terms of Service & Platform Fair Use

Last updated: October 2026 • APinvestment Compliance Desk

1. Regulatory Status & Investment Risk Disclaimer

APinvestment is an informational financial analytics and quantitative research terminal. APinvestment is NOT an investment adviser registered with the US Securities and Exchange Commission (SEC), FINRA, or state securities regulators.

All content, including AI stock picks continuously recalculated and synced to live market data, quantitative Discounted Cash Flow models, scenario forecasts, dividend waterfalls, and tax drag calculations, is published strictly for informational research and educational purposes. Nothing constitutes financial, investment, legal, or tax advice. Past performance does not guarantee future results.

2. Permitted Use & Platform Access

You are granted a non-exclusive, non-transferable license to access APinvestment for personal, non-commercial analytical use. Automated scraping, malicious probing, reverse engineering of backend calculation algorithms, or circumventing access controls is strictly prohibited.

3. Market Data & Calculation Accuracy

Market data, balance sheets, and SEC filings are sourced from third-party data suppliers (including Financial Modeling Prep [FMP], official SEC EDGAR direct filings, Federal Reserve Economic Data [FRED], and web-scraped market intelligence). While we strive for absolute accuracy, financial markets involve inherent variance. APinvestment does not warrant that market feeds will be uninterrupted or error-free.

4. Limitation of Liability

To the maximum extent permitted by applicable law, APinvestment, its founders, and affiliates shall not be liable for any direct, indirect, incidental, or consequential damages resulting from investment decisions made using data, tools, or AI models provided on the platform.