Free to explore. Affordable to master.
All investors are welcome to explore core market tools for free. Subscribe to unlock the full institutional Financial Suite — limited offer of $4.99/mo for the first 500 subscribers.
Explore real-time markets and core analysis tools with zero paywalls. No credit card required.
Locked in for the first 500 subscribers. Regular price will transition to $14.99/mo ($199/yr).
Detailed Plan Capabilities
| Capability / Tool | Free Explorer ($0) | Full Financial Suite ($4.99/mo) |
|---|---|---|
| Live Market Data & Quotes | ✓ Included | ✓ Included |
| Stock Watchlist & News Stream | ✓ Included | ✓ Included |
| Curated Market Video Intelligence | ✓ Included | ✓ Included |
| AI Stock PickerCurrently free to explore; moving to subscription later | ✓ Free (Current) | ✓ Included |
| Macroeconomic Data HubCurrently free to explore; moving to subscription later | ✓ Free (Current) | ✓ Included |
| Earnings Center & CalendarCore calendar free; Deep Dives moving to subscription | ✓ Free (Current) | ✓ Included |
| Interactive Stock Projections (Multi-Stage DCF)Full 5-yr & 10-yr forecast models with custom sliders | — Requires Subscription | ✓ Included |
| Monte Carlo Life Event & Crash SimulationsStress-test against 2008 drawdowns, rate hikes, retirement | — Requires Subscription | ✓ Included |
| Taxes & Dividend WaterfallIRS tax drag optimization, account placement, Form 8949 | — Requires Subscription | ✓ Included |
| Pre-Trade Portfolio CheckerSimulate volatility, fee drag, and tax consequence before trading | — Requires Subscription | ✓ Included |
| AI Quantitative AuditInstitutional balance sheet audit and capital health metrics | — Requires Subscription | ✓ Included |
| One-Click Plaid Brokerage Portfolio SyncEncrypted read-only synchronization of real holdings | — Requires Subscription | ✓ Included |
Frequently Asked Questions
What features are completely free to explore?
All visitors are welcome to explore APinvestment for free with no credit card required. Free features include live market data and quotes, stock watchlists, financial news feeds, analysis videos, the AI stock picker, macroeconomic data, and company earnings calendars.
What is included in the Full Financial Suite subscription?
Subscribing unlocks our complete institutional modeling capabilities: interactive stock projections (multi-stage DCF models with custom sliders), Monte Carlo life event simulations, dividend waterfall and tax drag optimization, pre-trade portfolio impact checker, AI Quantitative Audits, and encrypted Plaid brokerage portfolio sync.
How does the $4.99/month early-bird offer work?
We are offering the first 500 subscribers grandfathered access to the Full Financial Suite for just $4.99/month (regularly $14.99/month). Our backend accurately tracks subscriber counts in real time, and once 500 slots are claimed, the price transitions to standard pricing. Once you subscribe, your $4.99/mo rate is locked in for life as long as your subscription remains active.
Will any currently free features move to the subscription tier?
Yes. Select advanced features such as the AI Stock Picker, Deep Dive on Earnings, and Macro Data are currently open for all visitors to explore, but are planned to transition to the subscription tier as advanced institutional tools and algorithms roll out.
Do I need to enter a credit card to explore the free features?
Never. You only need to sign in or create an account with your email to access free tools. Payment details are only requested when you choose to subscribe to the Full Financial Suite.
How does the Plaid brokerage connection work?
We connect through Plaid with bank-grade read-only encryption. APinvestment never sees, stores, or handles your brokerage credentials. Linking your account pulls your holdings so our models can calculate your real dividend waterfalls and portfolio tax drag.
Are APinvestment picks and models financial advice?
No. APinvestment is an educational financial modeling and analytics platform, not an SEC-registered investment adviser. Every pick and valuation is accompanied by open formulas and editable assumptions for your own research.