APF Loan agreement gives loan to Asia Pacific Finance PLC. which is a Microfinance institution located in Phnom Penh, Cambodia. It will contribute to poor residents living in city and rural area of Cambodia having the opportunity to receive the financial services as their business support and capital funds. 。

◆Attractive point of the business

Microfinance is the financial services such as loan, depositing, money transfer for poor people. There are a lot of people who are disable to borrow money from bank to earn money for living from their business. That's why they can only borrow money from high interest rate illegal lender. Microfinance institutions are giving a hand to such poor people with providing small loan.

◆What is Asia Pacific Finance PLC.

What is Asia Pacific Finance PLC. Asia Pacific Finance PLC.(APF) has launched in Phnom Penh, Cambodia 2015 supported by Japanese company. Currently APF has been advertising to self employees and companies and selecting the borrower in Phnom Penh and around. It will be expand its business to rural area and gradually penetrate to Cambodia nation wide In 2016. New Microfinance institutions which expand their share of the market are focusing to City side. As APF focusing to the Rural side faster than them, it will contribute APF to have the advantage in the market on the long term. In addition, in case it's allowed to reserve the deposit from customer, APF will decrease its procurement interest cost and give loan with lower interest rate. Then APF's customer network will expand rapidly. The fund through APF Loan Agreement will use widely to implement disbursement to City side and advance to rural side. Every single your support will help poor people's self-reliance and increase APF's service quality and business expansion.

◆U.S. Dollar -denominated

This agreement is calculated by US dollar to take its full advantage. It will help APF to keep its Balance sheet as the international standard.

◆Relationship with Japan from the beginning to present

APF has never missed its monthly report and has corresponded to visitor accurately since Japanese company started its support. Feeling the Japanophiles from Cambodian staffs, It will continue stable Business management with Japanese staffs who have experience in financial institution in Japan. 。

◆The funds from APF Loan Agreement will use in the following content.

Capital funds for disbursement　　　USD 1,200,000
Operation expenses　　　USD 150,000
Business expansion cost　　　USD 150,000
Total Expenses　　　　　USD 1,500,000
*It is possible to change the total expenses, detail item and detail amount above mentioned.

◆Registration Benefits

It will be offered during the contract period in the following benefits. Please noted it will be changed or disable to implement by operator's circumstances.

・Monthly business report
・Participate in the field trip with special offered price
(* Air-ticket/Hotel/Transportation/Food and other costs are taken care by participant)